Transfer calculator
Convert a flexible points balance (like Amex Membership Rewards) into an airline or hotel program. Enter the current transfer ratio and any live bonus to see what lands in the destination program.
Calculations use your inputs. Read each tool’s supported scope and evidence below.
Destination points
50,000
100,000 source points → 50,000 destination points.
Ratio 2:1. Active dated bonus: 0%.
Minimum: 2,000. Transfer increments and eligibility must be confirmed with your card edition.
Auto-redemption increments shown; confirm manual transfer controls.
Ratio estimate only. Whole miles are rounded down; Airpoints estimates retain two decimals. Confirm the issuer’s final rounding and permitted blocks before transferring.
Read this transfer’s conditions →Confirm the seat and transfer time before moving points. A completed transfer usually cannot be reversed.
Frequently asked
- Where do I find the current transfer ratio?
- From your bank or rewards program's own transfer page — ratios change and aren't always 1:1, so confirm the live figure before you transfer. Our transfer pages list the ratios we've sourced, each with a date.
- What is a transfer bonus?
- Programs periodically offer a bonus (say +15% to +30%) on points moved to a partner during a promotion. If you don't have an immediate redemption, waiting for a bonus stretches your points further — enter the bonus here to see the effect.
- Can I reverse a transfer?
- No. Transfers are one-way and irreversible, so only move points once you've found award space you intend to book — and transfer just the amount you need.
Related guides
Estimates only — points programs change often and award availability varies. Confirm current details with the program before booking. See our methodology.