Australian points-earning credit cards
Cards that earn frequent flyer or transferable rewards points, with the earn rate, sign-up bonus and annual fee from each issuer. Want a specific program? See best cards for Air India Maharaja Club, Vietnam Airlines Lotusmiles, LATAM Pass, China Airlines Dynasty Flyer, PhoenixMiles, Fortune Wings Club, Xiamen Airlines Egret Miles, Sichuan Airlines Golden Panda Club, Philippine Airlines Mabuhay Miles, GarudaMiles, Asiana Club, Air Mauritius Kestrelflyer, Royal Brunei Royal Skies, Air Niugini Destinations Loyalty, AirAsia rewards, Cebu Pacific Go Rewards, Vietjet SkyJoy, Juneyao Air Club, South African Airways Voyager, SriLankan FlySmiLes, China Eastern Eastern Miles, China Southern Sky Pearl Club, Qantas FF, Velocity.
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9 matching recorded cards. Sorted by estimated Qantas Points per month. No sign-up bonus or future transfer promotion is assumed.
Matching cards
Estimated 3,750 destination points / month
Qantas American Express Ultimate Card
- Ongoing annual fees
- $450
- Initial points bonus
- Check issuer offer
- Network
- Amex
1.25 Qantas Points per eligible dollar; 0.5 on government spending. Once the account earns 100,000 Qantas Points in a calendar year, the ordinary rate becomes 1 point per dollar. Selected Qantas purchases earn a higher rate.
Last updated
Estimated 3,750 destination points / month
Estimated 3,000 destination points / month
Qantas American Express Premium Card
- Ongoing annual fees
- $249
- Initial points bonus
- Check issuer offer
- Network
- Amex
1 Qantas Point per eligible dollar; 0.5 on government spending. Selected Qantas purchases earn a higher rate. Annual card fee $249.
Last updated
Estimated 3,000 destination points / month
ANZ Frequent Flyer Black Credit Card
- Ongoing annual fees
- $425
- Initial points bonus
- Check issuer offer
- Network
- Visa
1 Qantas Point per eligible dollar for the first $7,500 per statement period, then 0.5. For statements issued on or after 28 November 2026, spending above $50,000 per statement period earns no ordinary purchase points. Separate bonus points on selected Qantas purchases remain uncapped. The $425 annual total includes the rewards program service fee.
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Estimated 3,000 destination points / month
Estimated 2,250 destination points / month
Qantas American Express Discovery Card
- Ongoing annual fees
- $0
- Initial points bonus
- Check issuer offer
- Network
- Amex
0.75 Qantas Points per eligible dollar, or 0.5 on government spending. Selected Qantas purchases earn 1.75 points per dollar. No annual card fee; interest, surcharges and other charges can still apply.
Last updated
Estimated 2,250 destination points / month
Estimated 2,250 destination points / month
ANZ Frequent Flyer Platinum Credit Card
- Ongoing annual fees
- $295
- Initial points bonus
- Check issuer offer
- Network
- Visa
0.75 Qantas Points per eligible dollar for the first $3,000 per statement period, then 0.5. For statements issued on or after 28 November 2026, spending above $25,000 per statement period earns no ordinary purchase points. Separate bonus points on selected Qantas purchases remain uncapped. The $295 annual total includes the rewards program service fee.
Last updated
Estimated 1,500 destination points / month
Monthly estimates apply recorded caps and supported tiers. Statement periods, spending categories, exclusions, card editions and transfer limits can change the result. Interest and purchase surcharges are not included. Unknown annual fees are excluded when you set a fee limit.
Choosing a points card
- How do points-earning credit cards work in Australia?
- You earn a set number of points per dollar of eligible spend. Some cards earn an airline currency directly (like Qantas or Velocity); others earn a flexible bank currency you can later transfer to an airline. The earn rate, the sign-up bonus and the annual fee together decide how good a card really is.
- Are direct-earn or transferable cards better?
- Direct-earn cards are simpler and lock you into one program. Transferable bank points keep your options open — you choose the airline later, and can wait for transfer bonuses — but transfers are one-way. Pick based on whether you value simplicity or flexibility.
- Do annual fees cancel out the points?
- They can. A high earn rate only pays off if your spend is large enough to outrun the fee, and the headline sign-up bonus usually matters more than the everyday rate in year one. Always weigh the bonus and fee together against how much you'll actually spend.
- Does TravelHacker earn commission on these cards?
- No. These listings are unpaid and link to the issuer's own page. We'll only ever add commercial links once a proper credit-representative arrangement is in place, and they'll be clearly disclosed.