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Hotel loyalty programs

Compare seven hotel programs and the way each prices a stay. Category charts, variable reward quotes and Accor's fixed cash discount work differently. Read the hotel-points comparison for booking conditions and examples, then use the hotel points vs cash tool.

World of Hyatt

Category or tier chart
World of Hyatt points

Hyatt uses eight hotel categories with five redemption levels: Lowest, Low, Moderate, Upper and Top. Check the current level for your property and date; room type and award availability still matter.

Details

Wyndham Rewards

Category or tier chart
Wyndham Rewards points

Wyndham uses fixed redemption tiers. It has announced a move to four tiers on 15 September 2026, so check the rules that apply when you book. Room occupancy and property participation affect the final award.

Details

Marriott Bonvoy

Variable reward quote
Marriott Bonvoy points

Marriott quotes the points needed for the selected hotel, room and dates. Its Stay for 5, Pay for 4 benefit removes the lowest points-priced night on qualifying five-night bookings made entirely with points.

Details

Hilton Honors

Variable reward quote
Hilton Honors points

Hilton quotes reward prices for your room and dates. Silver members and above can receive every fifth night free on eligible Standard Room Reward stays booked entirely with points; Points & Money stays do not qualify.

Details

IHG One Rewards

Variable reward quote
IHG One Rewards points

IHG reward-night prices vary by hotel and date. The fourth reward night benefit requires a qualifying IHG credit card and an eligible points booking; ordinary membership alone does not qualify.

Details

ALL Accor Live Limitless

Fixed cash discount
ALL Reward points

Accor Reward points reduce an eligible hotel bill at a fixed euro rate: 2,000 points provide EUR40 off. The Australian-dollar discount depends on currency conversion. Participating hotels, payment increments and booked-rate conditions apply.

Details

Choice Privileges

Variable reward quote
Choice Privileges points

Choice reward prices vary with the property and date. Reward Nights can be booked up to 50 weeks ahead; check the room offered and the final points quote for your stay.

Details

Hotel points, explained

How do hotel points differ from airline miles?
Hotel programs use several redemption models. Some price eligible nights using a chart, others provide a variable reward quote, and Accor points reduce an eligible cash bill. Compare the room, occupancy, cancellation terms and total cash left to pay.
How do the three hotel pricing models differ?
A category or tier chart publishes points levels, although the applicable level can still vary by date. A variable reward quote must be checked for your room and dates. A cash discount has a stated conversion against an eligible bill, such as Accor's 2,000 points for EUR40 off.
How do I know if a hotel redemption is good value?
Subtract the reward's cash charges and extra costs from a comparable cash stay, divide by the points spent, then multiply by 100 for cents per point. Use the final whole-stay quote, including only benefits your account and booking qualify for.