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Hotel points vs cash

A hotel night you can book with points or pay for in cash. Enter both prices and your baseline value per point to see which is the better deal.

Last updated

The award price for one night.

The paid rate for the same room/date.

What a point is normally worth to you. Hotel points are often ~0.4–0.8c.

This redemption is worth
0.70¢
per point
Good value — use points for this night.

Spending 60,000 points is worth about $360 at your baseline. The night costs $420 in cash.

Frequently asked

How do I value hotel points?
Divide the cash rate you'd actually pay (minus any taxes you'd still owe on the award night) by the points required. That cents-per-point figure tells you whether redeeming beats paying — compare it to what the points cost you to earn.
Does a fixed chart or dynamic pricing give better value?
A fixed category chart lets you plan, and value peaks when you redeem a top-category hotel in high demand — the cash rate spikes but the points price is capped. Dynamic programs swing night to night, so always check the ratio before booking.
Should I always use points for hotels?
No. If the cash rate is low, paying cash and keeping your points for a high-value night is often smarter. The tool exists to stop you burning points when cash is the better deal.

Related guides

Hotel points in Australia: which programs are worth it
Fixed chart or dynamic? Which hotel programs give plannable value, and Accor's AU dominance.
What are your points worth? A cents-per-point guide
Stop guessing — calculate what a point is really worth before you redeem, in cents per point.

Estimates only — points programs change often and award availability varies. Confirm current details with the program before booking. See our methodology.