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Best cards for Singapore Airlines KrisFlyer points

Star Alliance

Ways to build KrisFlyer miles with an Australian credit card — cards that earn the currency directly, plus flexible bank points that can transfer in.

Direct earners
0
Transfer-in routes
3
Top earn rate
—

Use an eligible fare or a confirmed Australian transfer path. Account names, card edition and posting time matter. The transfer list below is a verified subset, not a claim that every bank participates.

Earns KrisFlyer miles directly

No card in our list earns this currency directly yet.

Flexible points that may transfer in

These earn transferable bank points. Transfer availability and ratios change — confirm with the rewards program before relying on a transfer.

ANZ Rewards Black Credit Card — issuer card artwork
Artwork © ANZ

ANZ Rewards Black Credit Card

ANZVisa· earns ANZ Rewards
2 pt/$
ANZ Rewards · ordinary starting rate
Ongoing annual fees
$375
Initial points bonus
Check issuer offer
Network
Visa

2 ANZ Reward Points per eligible dollar for the first $5,000 per statement period, then 1. For statements issued on or after 28 November 2026, spending above $50,000 per statement period earns no points. The $375 annual total includes the rewards program service fee.

Last updated

ANZ Rewards Platinum Credit Card — issuer card artwork
Artwork © ANZ

ANZ Rewards Platinum Credit Card

ANZVisa· earns ANZ Rewards
1.5 pt/$
ANZ Rewards · ordinary starting rate
Ongoing annual fees
$149
Initial points bonus
Check issuer offer
Network
Visa

1.5 ANZ Reward Points per eligible dollar for the first $2,000 per statement period, then 0.5. For statements issued on or after 28 November 2026, spending above $25,000 per statement period earns no points. The $149 annual total includes the rewards program service fee.

Last updated

NAB Rewards Platinum Card

NABVisa· earns NAB Rewards
1.25 pt/$
NAB Rewards · ordinary starting rate
Ongoing annual fees
$195
Initial points bonus
Check issuer offer
Network
Visa

Until 30 September 2026: 1 NAB Rewards Point per eligible dollar on ordinary purchases, with higher rates on eligible groceries and Webjet bookings. From 1 October: 1.25 points per dollar for the first $5,000 per rewards statement, then 0.5. Additional category points have separate rules. The Velocity transfer ratio also changes on 1 October.

Last updated

Westpac Altitude Rewards Black Credit Card

WestpacMastercard· earns Westpac Altitude Rewards
1 pt/$
Westpac Altitude Rewards · ordinary starting rate
Ongoing annual fees
$295
Initial points bonus
Check issuer offer
Network
Mastercard

1 Altitude Point per eligible dollar on other purchases; 2 in selected everyday categories and 3 internationally. After $10,000 of spending per statement cycle, the rate is 0.5 points per dollar. We use the other-purchases rate for comparisons. Standard annual fee $295.

Last updated

How to pick the right card

  • 1.Start with the sign-up bonus.It's usually the biggest points haul of year one — but check the minimum spend and whether you can meet it without buying things you don't need.
  • 2.Weigh the earn rate against the annual fee. A higher points-per-dollar rate only pays off if your spend is large enough to outrun the fee.
  • 3.Decide: direct or flexible. Earning KrisFlyer miles directly is simplest; earning transferable bank points keeps your options open if your plans (or Singapore Airlines KrisFlyer's value) change.
  • 4.Have a redemption in mind.Points are only worth earning if you'll use them — check what KrisFlyer miles actually books before you apply.

Frequently asked

What's the best credit card for Singapore Airlines KrisFlyer points in Australia?
No card in our list earns KrisFlyer miles directly. The usual approach is a card that earns flexible bank points which can then transfer in, from 3 sources we track.
Is it better to earn KrisFlyer miles directly or transfer points in?
Direct-earning cards are simpler and lock you into one currency. Cards that earn flexible bank points keep your options open — you can transfer to Singapore Airlines KrisFlyer or to a different program later — but transfers are one-way and ratios change, so they suit people who value flexibility over simplicity.
Do sign-up bonuses count toward KrisFlyer miles?
Yes — a card's sign-up bonus is usually the single biggest chunk of points you'll earn in year one, often dwarfing everyday spend. Weigh the bonus (and any minimum-spend requirement) against the annual fee when comparing cards.

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