Best cards for Turkish Miles&Smiles points
Star Alliance
Ways to build Miles&Smiles miles with an Australian credit card — cards that earn the currency directly, plus flexible bank points that can transfer in.
Last updated
Direct earners
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Transfer-in routes
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Top earn rate
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Miles&Smiles is earned flying Turkish and Star Alliance partners, and through transfers from certain flexible bank currencies. Australian direct earning is limited, so transfers carry most of the load.
Earns Miles&Smiles miles directly
No card in our list earns this currency directly yet.
How to pick the right card
- 1.Start with the sign-up bonus.It's usually the biggest points haul of year one — but check the minimum spend and whether you can meet it without buying things you don't need.
- 2.Weigh the earn rate against the annual fee. A higher points-per-dollar rate only pays off if your spend is large enough to outrun the fee.
- 3.Decide: direct or flexible. Earning Miles&Smiles miles directly is simplest; earning transferable bank points keeps your options open if your plans (or Turkish Miles&Smiles's value) change.
- 4.Have a redemption in mind.Points are only worth earning if you'll use them — check what Miles&Smiles miles actually books before you apply.
Frequently asked
- What's the best credit card for Turkish Miles&Smiles points in Australia?
- No card in our list earns Miles&Smiles miles directly. The usual approach is a card that earns flexible bank points which can then transfer in.
- Is it better to earn Miles&Smiles miles directly or transfer points in?
- Direct-earning cards are simpler and lock you into one currency. Cards that earn flexible bank points keep your options open — you can transfer to Turkish Miles&Smiles or to a different program later — but transfers are one-way and ratios change, so they suit people who value flexibility over simplicity.
- Do sign-up bonuses count toward Miles&Smiles miles?
- Yes — a card's sign-up bonus is usually the single biggest chunk of points you'll earn in year one, often dwarfing everyday spend. Weigh the bonus (and any minimum-spend requirement) against the annual fee when comparing cards.