Best cards for Finnair Plus points
oneworld
Ways to build Avios with an Australian credit card — cards that earn the currency directly, plus flexible bank points that can transfer in.
Last updated
Direct earners
0
Transfer-in routes
0
Top earn rate
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As an Avios program, Finnair Plus can be fed from other Avios balances and the bank currencies that partner with Avios, alongside flying Finnair and oneworld partners.
Earns Avios directly
No card in our list earns this currency directly yet.
How to pick the right card
- 1.Start with the sign-up bonus.It's usually the biggest points haul of year one — but check the minimum spend and whether you can meet it without buying things you don't need.
- 2.Weigh the earn rate against the annual fee. A higher points-per-dollar rate only pays off if your spend is large enough to outrun the fee.
- 3.Decide: direct or flexible. Earning Avios directly is simplest; earning transferable bank points keeps your options open if your plans (or Finnair Plus's value) change.
- 4.Have a redemption in mind.Points are only worth earning if you'll use them — check what Avios actually books before you apply.
Frequently asked
- What's the best credit card for Finnair Plus points in Australia?
- No card in our list earns Avios directly. The usual approach is a card that earns flexible bank points which can then transfer in.
- Is it better to earn Avios directly or transfer points in?
- Direct-earning cards are simpler and lock you into one currency. Cards that earn flexible bank points keep your options open — you can transfer to Finnair Plus or to a different program later — but transfers are one-way and ratios change, so they suit people who value flexibility over simplicity.
- Do sign-up bonuses count toward Avios?
- Yes — a card's sign-up bonus is usually the single biggest chunk of points you'll earn in year one, often dwarfing everyday spend. Weigh the bonus (and any minimum-spend requirement) against the annual fee when comparing cards.