Best cards for Cathay / Asia Miles points
Ways to build Asia Miles with an Australian credit card — cards that earn the currency directly, plus flexible bank points that can transfer in.
Earns Asia Miles directly
No card in our list earns this currency directly yet.
Flexible points that may transfer in
These earn transferable bank points. Transfer availability and ratios change — confirm with the rewards program before relying on a transfer.
ANZ Rewards Black Credit Card
- Ongoing annual fees
- $375
- Initial points bonus
- Check issuer offer
- Network
- Visa
2 ANZ Reward Points per eligible dollar for the first $5,000 per statement period, then 1. For statements issued on or after 28 November 2026, spending above $50,000 per statement period earns no points. The $375 annual total includes the rewards program service fee.
Last updated
ANZ Rewards Platinum Credit Card
- Ongoing annual fees
- $149
- Initial points bonus
- Check issuer offer
- Network
- Visa
1.5 ANZ Reward Points per eligible dollar for the first $2,000 per statement period, then 0.5. For statements issued on or after 28 November 2026, spending above $25,000 per statement period earns no points. The $149 annual total includes the rewards program service fee.
Last updated
How to pick the right card
- 1.Start with the sign-up bonus.It's usually the biggest points haul of year one — but check the minimum spend and whether you can meet it without buying things you don't need.
- 2.Weigh the earn rate against the annual fee. A higher points-per-dollar rate only pays off if your spend is large enough to outrun the fee.
- 3.Decide: direct or flexible. Earning Asia Miles directly is simplest; earning transferable bank points keeps your options open if your plans (or Cathay / Asia Miles's value) change.
- 4.Have a redemption in mind.Points are only worth earning if you'll use them — check what Asia Miles actually books before you apply.
Frequently asked
- What's the best credit card for Cathay / Asia Miles points in Australia?
- No card in our list earns Asia Miles directly. The usual approach is a card that earns flexible bank points which can then transfer in, from 2 sources we track.
- Is it better to earn Asia Miles directly or transfer points in?
- Direct-earning cards are simpler and lock you into one currency. Cards that earn flexible bank points keep your options open — you can transfer to Cathay / Asia Miles or to a different program later — but transfers are one-way and ratios change, so they suit people who value flexibility over simplicity.
- Do sign-up bonuses count toward Asia Miles?
- Yes — a card's sign-up bonus is usually the single biggest chunk of points you'll earn in year one, often dwarfing everyday spend. Weigh the bonus (and any minimum-spend requirement) against the annual fee when comparing cards.