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Best cards for Air New Zealand Airpoints points

Star Alliance

Ways to build Airpoints Dollars with an Australian credit card — cards that earn the currency directly, plus flexible bank points that can transfer in.

Last updated

Direct earners
0
Transfer-in routes
3
Top earn rate

Airpoints Dollars are earned flying Air New Zealand and through its earning partners. Australian earning options are more limited than for the big local programs, so the currency suits trans-Tasman travellers and New Zealand-linked flyers best.

Earns Airpoints Dollars directly

No card in our list earns this currency directly yet.

Flexible points that may transfer in

These earn transferable bank points. Transfer availability and ratios change — confirm with the rewards program before relying on a transfer.

Westpac Altitude Rewards Black Credit Card

WestpacMastercard· earns Westpac Altitude Rewards
2 pt/$
base earn rate
Annual fee
$295
Sign-up bonus
100,000 pts$12,000 / 365d
Network
Mastercard

Earns Westpac Altitude Rewards points (bank-proprietary; not in known currency list). Confirmed on official Westpac page: 2 Altitude points per A$1 on everyday domestic purchases (supermarkets, department stores, petrol, dining, utilities); 3 Altitude points per A$1 on international spend; 1 point per A$1 on all other purchases. Once A$10,000 is spent in a statement cycle, 0.5 Altitude points per A$1 on further eligible purchases. Standard card fee A$295 p.a.; discounted first year A$200 new customers / A$149 existing Westpac customers.

Official card page

Last updated

ANZ Rewards Black Credit Card

ANZVisa· earns ANZ Rewards
2 pt/$
base earn rate
Annual fee
$375
Sign-up bonus
130,000 pts$5,000 / 90d
Network
Visa

Earns ANZ Reward Points (bank-proprietary; not in known currency list). Confirmed on official ANZ page: 2 ANZ Reward Points per A$1 on eligible purchases up to and including A$5,000 per statement period, then 1 point per A$1 above A$5,000. Total annual fee A$375 = A$320 Annual Fee + A$55 Rewards Program Service Fee.

Official card page

Last updated

ANZ Rewards Platinum Credit Card

ANZVisa· earns ANZ Rewards
1.5 pt/$
base earn rate
Annual fee
$149
Sign-up bonus
85,000 pts$3,500 / 90d
Network
Visa

Earns ANZ Reward Points (bank-proprietary; not in known currency list; convertible to Velocity Points among other options). Confirmed on official ANZ page: 1.5 ANZ Reward Points per A$1 on eligible purchases up to and including A$2,000 per statement period, then 0.5 ANZ Reward Points per A$1 over A$2,000. Total annual fee A$149 = A$94 Annual Fee + A$55 Rewards Program Service Fee. Current promo offers a choice: Option 1 (Velocity) 60,000 bonus Velocity Points + A$50 back on A$3,500 spend in first 3 months (plus 20,000 more for holding 15+ months); Option 2 (ANZ Rewards) 85,000 extra ANZ Reward Points + A$50 back on A$3,500 spend in first 3 months (plus 40,000 more for holding 15+ months, total up to 125,000). signupBonus field reflects the ANZ Rewards option first-tranche (85,000 ANZ Reward Points).

Official card page

Last updated

NAB Rewards Platinum Card

NABVisa· earns NAB Rewards
1 pt/$
base earn rate
Annual fee
$195
Sign-up bonus
80,000 pts$3,000 / 90d
Network
Visa

Earns NAB Rewards Points (bank-proprietary; not in known currency list; transferable to airline partners incl. Velocity at 2:1). Confirmed on official NAB page: 1 NAB Rewards Point per A$1 on everyday purchases; 1.5 NAB Rewards Points per A$1 at eligible grocery stores; 2 NAB Rewards Points per A$1 on purchases made online with Webjet. No monthly points cap. Annual fee A$195 p.a. Sign-up bonus 80,000 bonus points on A$3,000 everyday-purchases spend within the first 90 days, plus 20,000 more for keeping the card over 12 months (total up to 100,000). Bonus not available to customers who held any personal NAB Rewards credit card within the previous 24 months.

Official card page

Last updated

How to pick the right card

  • 1.Start with the sign-up bonus.It's usually the biggest points haul of year one — but check the minimum spend and whether you can meet it without buying things you don't need.
  • 2.Weigh the earn rate against the annual fee. A higher points-per-dollar rate only pays off if your spend is large enough to outrun the fee.
  • 3.Decide: direct or flexible. Earning Airpoints Dollars directly is simplest; earning transferable bank points keeps your options open if your plans (or Air New Zealand Airpoints's value) change.
  • 4.Have a redemption in mind.Points are only worth earning if you'll use them — check what Airpoints Dollars actually books before you apply.

Frequently asked

What's the best credit card for Air New Zealand Airpoints points in Australia?
No card in our list earns Airpoints Dollars directly. The usual approach is a card that earns flexible bank points which can then transfer in, from 3 sources we track.
Is it better to earn Airpoints Dollars directly or transfer points in?
Direct-earning cards are simpler and lock you into one currency. Cards that earn flexible bank points keep your options open — you can transfer to Air New Zealand Airpoints or to a different program later — but transfers are one-way and ratios change, so they suit people who value flexibility over simplicity.
Do sign-up bonuses count toward Airpoints Dollars?
Yes — a card's sign-up bonus is usually the single biggest chunk of points you'll earn in year one, often dwarfing everyday spend. Weigh the bonus (and any minimum-spend requirement) against the annual fee when comparing cards.

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